The banking world is constantly evolving, and so are the exams that test your knowledge of it. The JAIIB exam has four compulsory papers and, importantly, there is no negative marking. Exams are conducted twice a year once in May–June and again in November–December, giving professionals flexible opportunities to plan their preparation.
To help candidates stay ahead, JAIIB Topper Handwritten Notes are a must-have. Here, we focus on Economic Concepts of Banking, prepared by topper Sambita Mitra, which simplifies complex topics for easy understanding and quick revision.
About Sambita Mitra
Sambita Mitra had been working as a content writer in Nagpur till 2020. She then joined Bank of Maharashtra and has been working as Clerk in the Forex Department since December 2020. She cleared the JAIIB exam in her first attempt in 2022.
Download Handwritten Notes of Sambita Mitra
The direct link to download Sambita Mitra’s handwritten notes is provided below.
Download Economic Concepts of Banking Handwritten Notes PDF
Economic Concepts of Banking JAIIB Handwritten Notes: Sneak Peek
Let’s take a look at what you’ll find in these handwritten notes:

Why economic concepts matter for JAIIB?
Economic concepts form the foundation of banking knowledge. They help in understanding credit creation, interest rates, inflation, and monetary policies, all of which are essential for the JAIIB exam and practical banking decisions.
What you get in the handwritten notes?
Sambita Mitra’s notes are designed to make revision fast and effective. Here’s a quick overview of the topics covered:
| Topic | Key Focus |
| Basic Economic Principles | Supply & demand, scarcity, opportunity cost |
| Inflation & Deflation | Types, causes, effects on banking |
| Monetary & Fiscal Policy | RBI role, credit control, government measures |
| Interest Rates & Banking | Impact on lending, deposits, investments |
| Credit Creation & Money Supply | Process, significance, economic impact |
| Banking Terminology | Key terms simplified for exam clarity |
| Recent Economic Developments | Current trends affecting Indian banking |
What are the benefit of using handwritten notes?
These notes are concise and easy to remember, breaking down long chapters into small, clear points. They are fully exam-focused, covering topics that are often asked in the JAIIB exam. They save time, making them perfect for quick or last-minute revision. Additionally, they offer topper insights, giving you useful tips and strategies from someone who has successfully cleared the exam.
How to make the most of these notes?
To get the most out of these notes, try to revise regularly with short daily sessions, as they are more effective than long hours of study. Create mini notes by adding your own examples or diagrams to help remember concepts better. Practice MCQs to strengthen your understanding and apply what you have learned. Finally, always try to connect theory to practice by relating economic concepts to real banking situations.
FAQs
They cover key economic concepts relevant for the JAIIB exam in a simple, easy-to-revise format.
Yes, they highlight topics frequently asked in the JAIIB exam.
Absolutely, they are concise and ideal for quick revision before the exam.
Hi, I’m Tripti, a senior content writer at Oliveboard, where I manage blog content along with community engagement across platforms like Telegram and WhatsApp. With 3+ years of experience in content and SEO optimization related to banking exams, I have led content for popular exams like SSC, banking, railways, and state exams.

