The RBI Assistant 2026 Prelims examination is scheduled to be held in April 2026, and the Mains examination will be conducted in June 2026. Candidates preparing for the Mains exam must focus strongly on general awareness, especially government schemes, as this is one of the most important and frequently asked topics. Questions are generally asked about flagship schemes, their ministries, objectives, and recent updates. Below is a department-wise list of important government schemes for RBI Assistant 2026 Mains preparation.
Government Schemes for RBI Assistant 2026
The overall government schemes are one of the most important topics in the General Awareness section of the RBI Assistant Mains examination. Questions are frequently asked about flagship schemes, their launch year, implementing ministry, objectives, target beneficiaries, and recent updates. Since RBI is the central banking authority of India, candidates are expected to have a strong understanding of schemes related to financial inclusion, social security, agriculture, MSME development, digital payments, health, and infrastructure. Regular revision of ministry-wise schemes and keeping track of budget announcements and current affairs can significantly improve accuracy and overall score in the Mains exam.
Ministry of Finance
The Ministry of Finance plays a crucial role in financial inclusion, insurance coverage, pension reforms, MSME credit support, digital payments, and monetary initiatives. Many flagship schemes from this ministry are repeatedly asked in banking examinations.
- Pradhan Mantri Jan Dhan Yojana (PMJDY)
- Atal Pension Yojana (APY)
- Pradhan Mantri Suraksha Bima Yojana (PMSBY)
- Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
- Pradhan Mantri Mudra Yojana (PMMY)
- Stand Up India
- BHIM-UPI Incentive Scheme
- Modified Interest Subvention Scheme (MISS)
- Loan Scheme for First-Time Entrepreneurs
- Sovereign Gold Bond Scheme (SGB)
- Vivad se Vishwas Scheme
- Central Bank Digital Currency (CBDC)
Ministry of Agriculture & Farmers Welfare
Agriculture-based schemes are highly important for RBI Assistant Mains as they relate to subsidies, crop insurance, farmer income support, irrigation, and rural credit systems.
- Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
- Pradhan Mantri Fasal Bima Yojana (PMFBY)
- Soil Health Card Scheme
- Paramparagat Krishi Vikas Yojana (PKVY)
- National Mission on Natural Farming (NMNF)
- Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)
- PM Dhan-Dhaanya Krishi Yojana
- Pulses Mission
- Makhana Board (Bihar)
- National Agriculture Market (e-NAM)
Ministry of Rural Development
Rural development schemes focus on employment generation, housing, road connectivity, and livelihood promotion.
- Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
- Pradhan Mantri Awas Yojana Gramin (PMAY-G)
- Pradhan Mantri Gram Sadak Yojana (PMGSY)
- Deendayal Antyodaya Yojana National Rural Livelihoods Mission (DAY–NRLM)
Ministry of Labour & Employment
These schemes aim at social security, pension support, and database creation for unorganised workers.
- e-Shram Portal
- Pradhan Mantri Shram Yogi Maandhan (PM-SYM)
- EPFO Rozgar Mela
- U-WIN Platform
- UWSS Platform (Unorganised Workers’ Social Security)
Ministry of Housing & Urban Affairs
Urban development schemes focus on housing, sanitation, infrastructure, and smart governance, which are frequently covered in current affairs sections.
- Pradhan Mantri Awas Yojana Urban (PMAY-U)
- Smart Cities Mission
- Atal Mission for Rejuvenation and Urban Transformation (AMRUT)
- Urban Challenge Fund
- SWAMIH Fund 2
- Pradhan Mantri Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi)
- Swachh Bharat Mission Urban
- National Urban Digital Mission (NUDM)
- PM e-Bus Sewa
Ministry of Women & Child Development
These schemes focus on nutrition, women’s empowerment, and child welfare.
- POSHAN Abhiyaan
- Beti Bachao Beti Padhao
- Pradhan Mantri Matru Vandana Yojana (PMMVY)
- Palna Scheme
- PM Vatsalya Scheme
Ministry of Education
- PM-YUVA 3.0
- PM-USHA
- Atal Tinkering Labs
- Bharatiya Bhasha Pustak Scheme
- AI Centre of Excellence (Education)
- PM SHRI Schools
Ministry of Skill Development & Entrepreneurship
- Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
- Skill India Mission
- National ITI Upgradation Scheme
- National Skill Development Mission (NSDM)
Ministry of MSME
- Prime Minister’s Employment Generation Programme (PMEGP)
- Credit Guarantee Scheme for MSMEs
- Exporter MSME Support
- MSME Credit Cards
- Focus Product Scheme – Leather/Footwear
- Startup Fund of Funds
- ASPIRE Scheme
Ministry of Health & Family Welfare
Health schemes are important due to their economic impact and government expenditure relevance.
- Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)
- Mission Indradhanush
- Tele-MANAS
- Central Government Health Scheme (CGHS)
- Healthcare for Gig Workers
- NGHMS
- Medical College Expansion (10k seats)
Ministry of Jal Shakti
Water supply, groundwater management, and sanitation schemes are important from both development and budget perspectives.
- Jal Jeevan Mission
- Atal Bhujal Yojana
- SVAMITVA Scheme
- Namami Gange Programme
Ministry of Commerce & Industry
These schemes focus on industrial growth, exports, startups, and manufacturing—important for economic awareness.
- Startup India
- Make in India
- Production Linked Incentive Scheme (PLI)
- Remission of Duties and Taxes on Exported Products (RoDTEP)
- ECMS
- Open Network for Digital Commerce (ONDC)
- CGSS for Startups
Ministry of Heavy Industries
Ministry of Social Justice & Empowerment
- NAMASTE Scheme
- SMILE Scheme
- SHREYAS Scheme
- Pradhan Mantri Adarsh Gram Yojana
- Chintan Shivir (Beggar Welfare)
- YASASVI Scheme
Ministry of Minority Affairs
- Nai Manzil Scheme
- Nai Roshni Scheme
- PM-AJAY
Ministry of Civil Aviation
- UDAN Scheme
- Greenfield Airports (Bihar)
Ministry of New & Renewable Energy
Renewable energy schemes are important for economic development and sustainability.
- PM Surya Ghar Muft Bijli Yojana
- Pradhan Mantri KUSUM
Ministry of Ports, Shipping & Waterways
- Maritime Development Fund
Ministry of Science & Technology
- Research & Innovation Fund
- PM Research Fellowships
- Crop Gene Bank
Ministry of Information & Broadcasting
- WAVES 2025 (Audio Visual & Entertainment Summit)
Ministry of Environment, Forest and Climate Change
Environmental schemes focus on afforestation and climate action.
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