Public Sector Banks (PSBs) are the backbone of India’s banking system, playing a crucial role in financial inclusion, economic development, and implementation of government schemes. With majority ownership held by the Government of India, these banks enjoy strong public trust and a wide reach across rural and urban areas. Over time, PSBs have evolved into full-service financial institutions offering everything from basic banking to advanced digital services.
Public Sector Banks in India, FREE PDF
To help you prepare effectively for banking and competitive exams, we have compiled a comprehensive FREE PDF on Public Sector Banks in India (2026 Edition). This eBook is designed for quick learning, revision, and practice.
What the FREE PDF Covers:
- PSB Basics: Definition, structure, ownership, history & mergers
- Latest Rankings (2026): Top 12 banks with key insights
- Bank Profiles: HQ, taglines, CEOs, apps & features
- Quick Revision Notes: Taglines, HQs, timelines, key facts
- Government Schemes: Jan Dhan, Mudra, SVANidhi, Stand-Up India, KCC
- 100 MCQs: Covers basics, rankings, banks & schemes
About Public Sector Banks (PSBs)
Public sector banks are financial institutions where the government holds more than 50% ownership. They operate under the supervision of the Ministry of Finance and the Reserve Bank of India.
Why are PSBs Important?
After the mega-merger wave (2017–2020), the number of PSBs has reduced to 12, making them stronger, more efficient, and better capitalized.
- Financial Inclusion: Bringing banking to rural and underserved areas
- Government Scheme Delivery: Direct Benefit Transfers (DBT), Jan Dhan accounts
- Agriculture & MSME Support: Major lenders to farmers and small businesses
- Infrastructure Financing: Funding large national projects
- Employment Generation: Among the largest public-sector employers
Public Sector Banks in India, LIVE Quiz
Once you complete the notes and FREE PDF, the next step is practice.
Q1. What does PSB stand for?
Q2. In which year were 14 major banks nationalised?
Q3. How many PSBs are there in India as of 2026?
Q4. Which is the largest PSB by market capitalisation?
Q5. Which bank is known as “The Banker to Every Indian”?
Q6. Which is the oldest Public Sector Bank?
Q7. Imperial Bank of India was renamed as SBI in:
Q8. Which committee led to banking reforms in 1991?
Q9. Which bank merged with Vijaya Bank and Dena Bank?
Q10. Allahabad Bank merged with:
Q11. Which PSB ranks 2nd by market cap (2026)?
Q12. Which city has the highest number of PSB headquarters?
Q13. How many PSBs are headquartered in Mumbai?
Q14. Which PSB is headquartered in Kolkata?
Q15. YONO app belongs to:
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Q16. BoB World is the app of:
Q17. Which PSB launched Video KYC?
Q18. Which bank is known for forex & international banking?
Q19. ‘One Family One Bank’ is the tagline of:
Q20. Which bank is headquartered in Pune?
Q21. Which PSB introduced CBDC pilot participation early?
Q22. PM Jan Dhan Yojana provides:
Q23. Mudra Yojana provides loans up to:
Q24. Kisan Credit Card is for:
Q25. PM SVANidhi scheme is for:
Q26. Stand-Up India targets:
Q27. Which PSB provides Doorstep Banking service?
Q28. Which bank has the smallest market capitalisation?
Q29. RBI headquarters is located in:
Q30. Government stake in PSBs is generally:
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Hi, I’m Tripti, a senior content writer at Oliveboard, where I manage blog content along with community engagement across platforms like Telegram and WhatsApp. With 3+ years of experience in content and SEO optimization related to banking exams, I have led content for popular exams like SSC, banking, railway, and state exams.
