JAIIB RBWM Last 30 Days Study Plan, Check Details

Day/ModuleTopicsStudy GoalsDay 1
Module BIntroduction to Retail Banking ProductsUnderstand retail banking concept, features, and classificationDay 2
Module BDeposit ProductsStudy Current, Savings, Term deposits; CASA accountsDay 3
Module BLoan Products – Housing & Vehicle LoansTypes, eligibility, documentation, risk factorsDay 4
Module BPersonal & Education LoansFeatures, repayment, margin, moratorium, processingDay 5
Module BCredit Cards & Debit CardsFeatures, limits, billing cycle, risk managementDay 6
Module BRetail Loan RecoveryRecovery methods, SARFAESI, compromise, OTSDay 7
Revision + TestRevise Module B topicsAttempt 40–50 MCQs + 1 short mock testDay 8
Module DIntroduction to Wealth ManagementConcepts, objectives, financial planning processDay 9
Module DInvestment PlanningAssets, risk-return, portfolio basicsDay 10
Module DMutual FundsTypes, NAV, SIP, taxation, advantagesDay 11
Module DInsurance ProductsLife & non-life insurance, ULIP, term plansDay 12
Module DTax Planning BasicsSections 80C, 80D, 24B; tax rebate examplesDay 13
Module DCapital Gains & Time Value of MoneyNumericals – TVM, capital gains computationDay 14
Revision + PracticeRevise Module D + practice numericalsAttempt 1 full-length test from Modules B & DDay 15
Module AOverview of Retail BankingFeatures, advantages, retail vs corporate bankingDay 16
Module ABalance Sheet & RatiosROE, ROA, leverage, profit ratios, examplesDay 17
Module ARisk Management in Retail BankingTypes of risks, mitigation, credit appraisalDay 18
Module CIntroduction to MarketingConcepts, product life cycle (PLC), marketing mixDay 19
Module CCustomer Relationship ManagementCRM process, importance in retail bankingDay 20
Module CDigital Marketing in BanksSocial media, digital channels, customer targetingDay 21
Weekly RevisionRevise Module A & C + short mockFocus on weak topics and formula sheetDay 22
All ModulesRevision of Module B (Loans + Recovery)Focus on case-based questionsDay 23
All ModulesRevision of Module D (Investment & Tax)Practice tax + TVM numericalsDay 24
All ModulesRevision of Module A (Ratios + Risk)Flashcards & formula recallDay 25
All ModulesRevision of Module C (CRM & PLC)Quick notes + practice MCQsDay 26
PracticePYQs from last 2 cyclesAttempt 1 mock test + analysisDay 27
PracticeMixed Topic Test – Modules B & DAttempt 50 MCQs (concept-based)Day 28
PracticeCase Studies & NumericalsFocus on TVM, tax, capital gain, loan casesDay 29
PracticeFull-Length Mock TestSimulate real exam conditionsDay 30
Final RevisionFormula sheet + key notes + short quizLight revision & rest before exam