Author: State Naukri

Case Study 1 (Q1–Q5): Asset Liability Management (ALM) & Gap Analysis. Bank Omega’s Rate-Sensitive Assets (RSA) and Rate-Sensitive Liabilities (RSL) for the next 3 months are as follows (₹ Crores): RSA: ₹8,500 (includes floating rate loans ₹5,000 + short-term investments ₹3,500); RSL: ₹10,200 (includes floating rate deposits ₹6,000 + short-term borrowings ₹4,200); Net Interest Income (NII): ₹450 crore p.a.; Net Interest Margin (NIM): 3.2%; Total Assets: ₹14,062.50 crore. The bank’s ALCO is preparing for a 75 bps rate increase by RBI. Q1. Calculate the Interest Rate Gap (RSA – RSL) for Bank Omega. +₹1,700 Crore (Positive Gap) –₹1,700 Crore (Negative…

2 min readNew DelhiUpdated: Mar 28, 2026 06:01 PM IST The Board of Secondary Education Rajasthan (RBSE) is expected to declare the Class 12 board exam results for 2026 in March, as announced by the state Education Minister, Madan Dilawar, while declaring the Class 10 results. The results will cover all three streams – Science, Commerce, and Arts – and may be released either simultaneously or in quick succession. Once published, students can access their RBSE Class 12 result 2026 on the official website rajeduboard.rajasthan.gov.in. Additionally, students can check their results and pass status on the Indian Express Education portal.…

PM Narendra Modi Prime Minister (PM) Narendra Modi on Saturday inaugurated Phase-I of the Noida International Airport (NIA) at Jewar, marking the launch of the National Capital Region’s second international airport and a key greenfield aviation project.Calling it a major boost to connectivity and trade, Modi said the airport will serve as “North India’s logistics gateway,” underlining its role in strengthening cargo movement and regional economic growth.Uttar Pradesh Chief Minister Yogi Adityanath described the airport as a “launchpad” for the state’s future, saying it reflects the progress of a “New Uttar Pradesh” within a rapidly developing India. He added that…

Case Study 1 (Q1–Q4): Read the following carefully and answer the questions. Northstar Bank’s Retail Division is experiencing persistent interpersonal conflict among members of the credit appraisal team. The team of 12 officers is headed by Mr. Anand, Deputy General Manager (DGM). The conflict has escalated from a minor disagreement about work assignments to heated arguments about team goals and values. Performance has declined and three officers have submitted transfer requests. HR Manager Ms. Priya has been asked to intervene. She observes the following: Officer A (senior) refuses to share client data with Officer B (junior), saying it is not…

3 min readNew DelhiMar 28, 2026 01:09 PM IST The University Grants Commission (UGC) has added the Rajeev Gandhi Institute of Technology and Management, Alwar, Rajasthan, to its list of fake universities. The Institute is not recognised by the UGC under Section 2(f) and Section 3 of the UGC Act, 1956. The Institute is not entitled to award degrees. In its notice, UGC has said that any degrees issued by the Institute so far are not valid for higher education or government employment purposes. The Commission, in a strongly worded message, has asked parents, students and the public at large…

As disinvestment stalls, IDBI Bank reflects India’s cautious approach to privatization. India has no historical precedent for the outright privatization of a public sector bank. Yet, the structure of the banking system has undergone significant consolidation over the past decade. From a landscape of 27 public sector banks, the system has now been streamlined to just 12. Alongside these stands IDBI Bank—an institution where the Government of India’s direct shareholding has fallen below 51%, but effective control remains close to 95% through the substantial stake held by the Life Insurance Corporation of India (LIC).For several years, the government had been…

Case Scenario (Q1): Section 138 of the Negotiable Instruments Act provides for criminal liability for dishonour of cheques. Vivek issued a cheque to his creditor which was returned unpaid due to insufficient funds. The creditor wants to initiate legal action. 21. Under Section 138 of the NI Act, 1881, what is the prescribed period within which the payee must make a written demand to the drawer after receiving information of dishonour? 15 days 30 days 60 days 90 days Case Scenario (Q2): A bank received a cheque crossed generally with two parallel lines. A customer wants to encash the cheque…

3 min readMumbaiUpdated: Mar 28, 2026 09:52 AM IST In a major reform aimed at enhancing security and ease of verification, the Maharashtra State Board of Secondary and Higher Secondary Education (MSBSHSE) has decided to merge the marksheet and certificate into a single document, embedding student photographs for the first time, along with a unique QR code for instant verification through the state board’s official app. Until now, the conventional practice involved issuing two separate documents — the marksheet at the time of the result, and the certificate after a gap of six months. Neither document carried the student’s photograph…

The SBI CBO Interview is the final and decisive stage of the selection process, conducted after the online written exam. This stage is designed to assess a candidate’s professional banking knowledge, communication skills, personality traits, and decision-making ability. The interview focuses on how effectively you present your thoughts, your confidence level, and your understanding of banking operations and customer-centric scenarios. Preparing the right set of expected questions can help you perform with clarity and confidence. SBI CBO Interview Questions and Answers 2026 Unlike freshers’ roles, the CBO interview gives special emphasis to your banking experience, practical understanding of branch operations,…

2 min readNew DelhiUpdated: Mar 27, 2026 05:40 PM IST The National Testing Agency (NTA) has released the Joint Entrance Examination (JEE) Main April 2026 exam city intimation slips for Kuwait and Dubai. For candidates taking the JEE Main session 2 exam from Bahrain, the NTA is coordinating with the Indian Embassy. The NTA has already released the JEE Main city intimation slips at jeemain.nta.nic.in so that candidates can plan their travel towards the exam city centre in advance. NTA will next release the JEE Main 2026 admit cards. “The City Intimation Slips for candidates in Kuwait and Dubai have…