The IBPS PO interview is the final stage of the recruitment process, and performing well here is essential for securing the job. Since many candidates compete for limited vacancies, understanding how the interview works can make preparation much easier. Knowing the atmosphere, the type of questions, and the expectations of the panel helps you walk in with confidence.
IBPS PO Interview Experience from Real Candidates
In this section, you will find interview experiences shared by previous candidates. These examples explain what kind of questions were asked, how the panel interacted, and how candidates responded. By going through these experiences, you can get a better idea of what to expect and prepare yourself more effectively for the IBPS PO interview.
Candidate 1
Date: 11 Feb 2025
Place: Bhopal
Panel: Not specified
Shift: Morning
Panel Details:
Panel of 4–5 members with mixed seniority.
Questions Asked:
- Can you briefly tell us about your hometown and what it is known for?
- What degree have you completed, and what were your major subjects?
- Do you believe this role matches your qualification level, or do you feel it is below your academic profile?
- Did you get any placement opportunities during college? If not, what happened?
- What is the Monetary Policy Committee, and why do interest rates need to be adjusted periodically?
- Why would a government sometimes prefer a slightly higher inflation rate?
- Explain the Sukanya Samriddhi Yojana and its key benefits.
- How would you define financial inclusion in simple terms?
- What is a Non-Performing Asset, and how does it impact a bank’s functioning?
- Are you familiar with SWOT analysis? What would be your own strengths, weaknesses, opportunities, and threats?
- If you are someone who avoids risk, how would you handle the responsibility of sanctioning loans?
- Imagine a customer misbehaves or acts rudely; how would you manage the situation professionally?
Candidate 2
Date: 11 Feb 2025
Panel: Not specified
Shift: Morning
Panel Details:
Around 4–5 members, including one female interviewer.
Questions Asked:
- Please introduce yourself in brief.
- Since your hometown experiences snowfall, can you share your experience or something interesting about it?
- As an engineering student, describe any recently launched ISRO mission you know about.
- What do you understand by NEFT and how does it work in banking?
- How is Artificial Intelligence influencing the banking sector today?
- Have you ever used ChatGPT? If yes, can you explain how it functions at a basic level?
- With young customers shifting to digital banking, do you think opening more branches and hiring more staff is practical for the future?
- Do you think the entire loan verification process can be done online through video calls?
- What is India’s latest quarterly GDP figure?
Candidate 3
Date: 11 Feb 2025
Panel: Not specified
Shift: Morning
Panel Details:
4–5 members.
Questions Asked:
- Give a brief introduction about yourself.
- Tell us about your family background.
- Why did you choose banking after completing engineering?
- Can you explain your family business and your role in it?
- How would you describe India’s rural economy?
- What are the main functions of the RBI?
- Why is RBI known as the banker’s bank?
- What does the term NPA mean?
- What challenges do banks face currently?
- As a bank officer, how would you work to increase your branch business?
- What is the Banking Ombudsman scheme?
- How would you differentiate an interview from a viva?
- What happens when SLR is increased by the RBI?
- What happens when CRR is raised?
- What is the difference between the Bank Rate and Repo Rate?
- What is the meaning of your name?
- Are you willing to work anywhere in India?
Candidate 4
Date: 11 Feb 2025
Panel: Not specified
Shift: Morning
Panel Details:
5 members.
Questions Asked:
- What are your strengths and weaknesses?
- Why do you want to build your career in banking?
- What do you understand by economic slowdown?
- Since you mentioned economics, can you explain some basic economic concepts?
- What steps has the central government taken to strengthen the banking sector recently?
- Do you regularly read newspapers? What do you follow in them?
- What is meant by the money market?
- What is a Commercial Paper?
- What is a Certificate of Deposit?
- What are RBI’s Priority Sector Lending norms?
- What does renewable energy refer to?
- What is a startup, and based on what criteria would you sanction a loan to a new startup?
Candidate 5
Date: Not mentioned
Panel: Not specified
Place: Not mentioned
Panel Details:
4–5 interviewers.
Questions Asked:
- Please introduce yourself.
- In which year did you complete your graduation?
- What were you doing during the gap year?
- Two questions were asked from your engineering subjects.
- One question related to your hobby.
- Tell us about any two current topics you have read recently.
- What do you think are the major reasons behind bank losses?
- Have you cleared any other competitive exams?
- Some questions were asked from your academic documents and subjects.
- What tools are used for NPA recovery?
- Why are you not preparing for other government jobs?
- Why do you want to join the banking sector?
Candidate 6
Date: 15 Nov 2024
Place: Ranchi
Panel: 2
Shift: 8:30 AM
Panel Details:
Around 5 members.
Questions Asked:
- Please introduce yourself and share a brief background.
- What is IMPS and how does it work?
- Explain RTGS and when it is used.
- What is NEFT and how does it differ from RTGS?
- What is UPI and why has it become so popular?
- If posted as an officer, how would you plan to increase deposits in your branch?
- Why is your city known by this particular name?
Candidate 7
Date: 16 Nov 2024
Place: Lucknow
Panel: Scale I
Shift: 8:30 AM
Panel Details:
5 members, including 1 female.
Questions Asked:
- Please introduce yourself by sharing your name and the city you come from.
- Which major religious fair is organised in Prayagraj?
- Under which Nakshatra does the Kumbh Mela begin?
- On which significant days do devotees take holy dips during the Kumbh Mela?
- A few questions were asked based on your hobbies and how actively you pursue them.
- What do you understand by the Cash Reserve Ratio and why is it important for banks?
- Some questions were taken from Mechanical Engineering to assess your academic knowledge.
- Tell us about well-known personalities from your city.
- Can you name two women who have served as President?
- How would you explain banking in simple terms?
- Describe the ownership structure of Regional Rural Banks.
- What is a sponsor bank and what role does it play in RRB operations?
- What is the goal of financial inclusion?
- What is the primary objective of the PMJDY scheme?
Candidate 8
Date: 15 Nov 2024
Place: Lucknow, Uttar Pradesh
Panel: V
Shift: 8:30 AM
Panel Details:
Panel of 5 members.
Questions Asked:
- What is your full name and how are you usually addressed?
- Which Tehsil do you belong to?
- What is the name of the police station in your locality?
- What is the approximate distance between your hometown and a nearby place mentioned by the panel?
- How are living organisms classified in zoology?
- What is Cycas and where is it commonly found?
- Explain the main differences between mitosis and meiosis.
- Which organism moves in a way that resembles the sound of an ambulance?
- Name an insect that looks like what it eats.
- What is Hexapoda in biological classification?
- What is NABARD and how does it support rural development?
- What is the full form of NABARD?
- What is EXIM Bank and what is its purpose?
- What is NHB and what does it regulate?
- What portion of Priority Sector Lending must be allocated to agriculture?
Candidate 9
Date: 15 Nov 2024
Place: Lucknow
Panel: 1
Shift: 1 PM
Panel Details:
4 male members and 1 female.
Questions Asked:
- Please tell us about yourself and your educational background.
- What occupation does your father have?
- Explain the term inflation in simple words.
- What is the reason for the gap year in your academic or career timeline?
- What is depreciation?
- What are the different methods of calculating depreciation?
- What is the Quick Ratio and what does it indicate?
- How do Bank Rate and Repo Rate differ?
- Explain SLR and CRR in easy terms.
- Name a few government schemes that generate employment.
- Who is the current Governor of RBI?
- Name any one Deputy Governor of RBI.
Candidate 10
Date: 15 Nov 2024
Place: Hyderabad
Panel: Not specified
Panel Details:
Around 5 members.
Questions Asked:
- Are you currently studying or working?
- What is Artificial Intelligence and how does it broadly operate?
- Name two AI tools that you are familiar with.
- Which areas did you focus on while preparing for this interview?
- Which is the largest Regional Rural Bank in India?
- Which is the largest bank in India?
- What is the tagline of SBI?
- A few questions were asked based on your graduation subjects.
- What is banking and how would you define it for a layperson?
- What are the main types of deposits offered by banks?
- What is CASA ratio and why is a higher ratio preferable?
- What are cash crops?
- Why are cash crops important for the economy?
- Why do you want to join the banking sector?
- If you always planned to join banking, why did you initially join your current job?
- What is Wi-Fi and how does it function?
- What is the highest civilian award in India?
- Name two personalities who recently received the Bharat Ratna.
- What is the tagline of your current company, Cognizant?
- What is the mission and vision of Cognizant?
Candidate 11
Date: 12 Nov 2024
Place: Guwahati
Panel: Not specified
Panel Details:
Panel of 5 members.
Questions Asked:
- What is your current job role and responsibilities?
- Why do you want to shift from your present work to an RRB position?
- Briefly explain your MBA project topic.
- What do you mean by CRR?
- How is CRR different from SLR?
- What was the Green Revolution and who led it in India?
- Mention five well-known personalities from Assam.
- A few questions were asked about your hobby and how often you engage in it.
- Which musical gharana do you follow if your hobby relates to music?
- What do you understand by financial inclusion?
- Which government schemes support the farming community?
- What is the purpose of the Fasal Bima Yojana?
- Have you appeared for any other bank exams?
Candidate 12
Date: 12 Nov 2024
Place: Pondicherry
Shift: 1 PM
Panel Details:
4 male members and 1 female.
Questions Asked:
- Please give a brief introduction about yourself.
- What work experience do you have?
- What is a Regional Rural Bank?
- What are the advantages and disadvantages of the “One State, One RRB” concept?
- How are farmers categorised based on landholding or economic status?
- Why did you shift from engineering to banking?
- One question was asked related to a well-known local movie or personality.
- What is welding and what are the major types of welding?
- How will your engineering knowledge help you in RRB?
- What are negotiable instruments?
- A short reading test was conducted in the regional language.
- Please share about ten points regarding your state’s RRB.
Candidate 13
Date: 14 Nov 2024
Place: Lucknow
Panel: Not specified
Panel Details:
5 interviewers.
Questions Asked:
- Please introduce yourself to the panel.
- What is the One District One Product (ODOP) scheme?
- Who is the current President of the United States?
- What is the latest important news from your city?
- What are the benefits of merging RRBs?
- How can mechanical engineering knowledge be applied in the banking sector?
- Name the subsidiaries that come under NABARD.
- How would you manage NPAs if you were posted in a branch?
- What is the main source of income in your district?
- Explain CRR and SLR.
- What are negotiable instruments?
Candidate 14
Date: 14 Nov 2024
Place: Andhra Pradesh
Panel: Not specified
Panel Details:
1 female and 5 male members.
Questions Asked:
- Tell us about your family background in detail.
- What crops are commonly cultivated in your region?
- What are Self-Help Groups and how do they function?
- How do banks contribute to women empowerment?
- Tell us something notable about your hometown and any nearby temples.
- Why is there a gap in your studies or career?
- A few personal questions were asked based on your profile.
Candidate 15
Date: 14 Nov 2024
Place: Andhra Pradesh
Panel: Not specified
Panel Details:
1 female and 5 male members.
Questions Asked:
- Please give a short introduction of yourself.
- Why do you have a gap year in your profile?
- How many attempts have you made in RRB exams?
- What did you study during graduation?
- What is accounting?
- What are current assets?
- What are tangible assets?
- What is the double-entry system and why is it important?
- What are negotiable instruments? Provide examples.
- Who are the current female Chief Ministers in India?
- Who recently received the Bharat Ratna?
- What is the difference between blue, white, and green revolutions?
- What are renewable energy sources?
Candidate 16
Date: 14 Nov 2024
Place: MPGB, Indore
Panel: 3
Shift: 1 PM
Language: Hindi
Panel Details:
Panel of 4–5 members.
Questions Asked:
- What is your name?
- Which place do you belong to?
- Does your family do farming? What crops do you cultivate?
- Why do you want to move to banking after mechanical engineering?
- What is the full form of IBPS?
- What are the different types of loans provided by banks?
- Do RRBs offer gold loans?
- What is CASA?
- How is a cooperative bank formed?
- Who is the current Chief Minister of Madhya Pradesh?
Candidate 17
Date: 14 Nov 2024
Place: Lucknow
Panel: IV
Panel Details:
5 members, including 1 female.
Questions Asked:
- What is your full name?
- Where are you from?
- Other than popular monuments, what is your city known for?
- Do you know any famous personality who shares your name?
- If appointed as an officer, how will you perform your responsibilities?
- What is an IFSC code?
- Three questions were asked from your graduation background.
- Why were Regional Rural Banks established?
Candidate 18
Date: 14 Nov 2024
Place: Guntur, Andhra Pradesh
Panel: 3
Panel Details:
5 members.
Questions Asked:
- Tell us about yourself and your family.
- Why didn’t you pursue a career related to your graduation subject?
- Do you have any job experience?
- What is the Stand-Up India Scheme?
- What is PMJDY and what is its objective?
- What is the Swachh Bharat Mission?
- What are the key functions of a bank?
- What types of agricultural loans are available?
- What is DICGC?
Candidate 19
Date: 14 Nov 2024
Place: Not specified
Panel Details:
Multiple interviewers.
Questions Asked:
- Tell us about your family and daily life.
- A few questions were asked to test your agricultural knowledge.
- Some subject-based questions from your graduation.
- What are Newton’s Laws of Motion?
- What is AP and GP in mathematics?
- Mention some important mathematics formulas.
- What is an NPA?
- What is SLR?
- What is RTI?
- What are the main functions of Regional Rural Banks?
- Who manages RRBs?
- What is the full form of NABARD?
- When is Women’s Day celebrated?
Candidate 20
Date: 13 Nov 2024
Place: Indore
Panel: 4
Shift: 1 PM
Panel Details:
5 male members and 1 female.
Questions Asked:
- Please introduce yourself to the panel.
- Since you are from Ujjain, name a recent well-known personality from your city.
- One question was asked regarding a newly inaugurated facility in Ujjain.
- Who guided you during your banking preparation?
- What does your brother do?
- What are KYC norms and why are they important?
- How do direct taxes differ from indirect taxes?
- What is the minimum FD interest rate currently?
- What is the usual housing loan interest rate?
- What is a banking kiosk and what services does it provide?
- Is this your first interview?
- Which other exams have you appeared for?
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