The Indian Institute of Banking & Finance (IIBF) has released the JAIIB PPB and AFM exam dates for the November 2026 cycle, along with the complete exam schedule for candidates preparing for the IIBF JAIIB certification exam. The Principles & Practices of Banking (PPB) paper will be conducted on 22nd November 2026, while the Accounting & Financial Management for Bankers (AFM) paper is scheduled for 28th November 2026.
What are the JAIIB PPB and AFM exam dates for November 2026?
The JAIIB November 2026 exam will be conducted in online mode by IIBF. Among the 4 compulsory papers, PPB is scheduled on 22nd November 2026, followed by AFM on 28th November 2026. Candidates should check their admit card for the final exam shift, reporting time, and examination centre details.
| JAIIB Paper | Exam Date (November 2026) | Exam Mode |
| Principles & Practices of Banking (PPB) | 22nd November 2026 | Online (CBT) |
| Accounting & Financial Management for Bankers (AFM) | 28th November 2026 | Online (CBT) |
What is the complete JAIIB November 2026 exam schedule?
The JAIIB November 2026 cycle includes four compulsory papers covering banking concepts, financial systems, accounting practices, and retail banking. The examination will begin with Indian Economy & Indian Financial System (IE & IFS) on 1st November 2026 and will end with Retail Banking & Wealth Management (RBWM) on 29th November 2026.
| Exam Paper | Exam Date |
| Indian Economy & Indian Financial System (IE & IFS) | 1st November 2026 |
| Principles & Practices of Banking (PPB) | 22nd November 2026 |
| Accounting & Financial Management for Bankers (AFM) | 28th November 2026 |
| Retail Banking & Wealth Management (RBWM) | 29th November 2026 |
What is the JAIIB 2026 exam pattern?
The JAIIB exam pattern remains the same for all 4 compulsory papers. Each paper consists of objective-type questions conducted through an online computer-based test. Candidates get 2 hours to complete each paper, and there is no negative marking for wrong answers.
| Particulars | Details |
| Exam Mode | Online (Computer-Based Test) |
| Type of Questions | Multiple Choice Questions (MCQs) |
| Total Questions | 100 questions per paper |
| Maximum Marks | 100 marks per paper |
| Exam Duration | 2 hours |
| Negative Marking | No negative marking |
| Total Papers | 4 compulsory papers |
What is covered under the JAIIB PPB syllabus?
The Principles & Practices of Banking (PPB) is the second paper of the JAIIB examination conducted by the Indian Institute of Banking & Finance (IIBF). This paper focuses on the basic concepts of banking operations, customer relationships, lending practices, banking technology, and professional ethics required for banking professionals.
| Module | Topics Covered |
| General Banking Operations | Banker-customer relationship, KYC and AML guidelines, account opening procedures, deposit accounts, cheque clearing, customer service, financial inclusion, grievance redressal, and banking operations |
| Functions of Banks | Lending principles, credit management, loan products, recovery management, priority sector lending, foreign exchange services, and other banking functions |
| Banking Technology | Core Banking Solutions (CBS), digital banking services, electronic payment systems, cybersecurity, banking automation, and technology-based banking solutions |
| Ethics in Banks and Financial Institutions | Banking ethics, professional conduct, transparency, corporate governance, compliance, and responsible banking practices |
Also download JAIIB PPB module wise practice quiz:
What is covered under the JAIIB AFM syllabus?
The Accounting & Financial Management for Bankers (AFM) is the third paper of the JAIIB examination. This paper helps candidates understand accounting principles, preparation of financial statements, financial management concepts, costing, and taxation aspects related to banking operations.
| Module | Topics Covered |
| Accounting Principles and Processes | Basic accounting concepts, accounting standards, journal entries, ledger accounts, trial balance, and accounting processes |
| Financial Statements and Core Banking Systems | Preparation and analysis of financial statements, balance sheets, profit and loss accounts, and accounting applications used in banking |
| Financial Management | Financial analysis, ratio analysis, working capital management, capital budgeting, and important financial management concepts |
| Taxation and Fundamentals of Costing | Basics of taxation, cost concepts, cost classification, costing methods, and applications of cost management |
How should candidates prepare for JAIIB PPB and AFM 2026?
A planned preparation strategy can help candidates cover the syllabus effectively and improve their chances of clearing the examination. Since PPB and AFM have different concepts, candidates should focus on understanding theory as well as practising exam-oriented questions.
- Understand the complete syllabus before starting preparation.
- Make short notes for important banking terms and concepts.
- Practise previous year papers and mock tests regularly.
- Revise important accounting formulas and financial concepts for AFM.
- Focus on case-based questions included in the JAIIB exam.
- Maintain a proper revision schedule before the exam date.
FAQs
The JAIIB PPB exam will be conducted on 22nd November 2026.
The JAIIB AFM exam is scheduled for 28th November 2026.
The JAIIB exam is conducted by the Indian Institute of Banking & Finance (IIBF).
The JAIIB November 2026 exam will be conducted in online mode.
Each JAIIB paper is conducted for 2 hours.
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