CAIIB BFM Exam Analysis 2025
CAIIB BFM Exam Analysis: CAIIB December 2025, Paper 2 BFM analysis is out now. According to the candidates, the BFM paper was challenging. The topics on which questions were asked in the examination for all the shifts will be listed in this article.
CAIIB BFM Exam Analysis Overview
Based on feedback from candidates at different exam centres, the paper was considered tough and highly concept-based, with many scenario-based, calculation-focused, and option-less questions. The shift-wise analysis explains the difficulty level, key topics asked, and the types of questions that appeared in the exam.
CAIIB BFM Last Cycle Exam Analysis – Shift 3
The difficulty level of Shift 3 was on the tougher side, as compared to shift 1and 2 as per the report by the professionals who appeared for the exam with more theoretical questions. The details of the topics asked in the 2nd shift are as follows:
- Provisions
- LCR
- Stop Loss
- Derivative Case Study
- Treasury Case Study
- FOREX Calculation – 3 to 4 questions
- Call and put
- Application on ECB and Letter of Credit
- Balance Sheet LCR calculation
- Cash Management Bill
- NII/NIM
- Trade Credit
- NPA Provision
- Various types of Risk
- NRI/NRO
- LC related questions
- Stop Loss Case Study
- FCNR time period
- Day light limit and day light loss
- RWA Case Study
CAIIB BFM Last Cycle Exam Analysis – Shift 2
The difficulty level of Shift 2 was tougher compared to Shift 1, as reported by professionals who appeared for the exam. The details of the topics asked in the 2nd shift are as follows:
- Diamond Dollar Account
- Case Study – RWA
- CET-1
- Capital Charge
- NSFR Ratio
- Usance Bill Crystallization
- Off-Balance Sheet Items
- Intrinsic Value of an Option
- Beta Factor
- TT Rate
- LCR (Liquidity Coverage Ratio)
- Duration
- Leverage Ratio
- Price Change
- Volatility Formula
- NIM (Net Interest Margin)
- High Quality Liquid Assets (HQLA)
- Bond Case Study – ₹10,000, 8% Coupon, Semi-Annual, 3 Years, YTM 6% (Duration & Modified Duration)
- CCF Rate for Bid Bonds
- Shipping Risk
- Exchange Rate
- Arbitrage Profit
- Basel III
- LC Case Study
- Capital Case Study – CCB
- D-Gap
- What is the provisioning on standard assets with wilful directors?
- CCF of Bid Bonds
CAIIB BFM Exam Analysis for Shift 1
The BFM Exam paper for Shift 1 was moderate. Some of the major areas from which questions came are as follows:
- Letter Of Credit – Case Study
- Asset Classification
- Tier 1 Capital Calculation
- Case Studies on CRAR (2 questions)
- Volatility Case Study
- Which office handles Stop Loss Limits? (Front, Mid, Back Office)
- Alpha & Beta
- Accelerated Bond Yield
- Provisions for Doubtful 1 – Secured
- Credit Card Provisioning
- RWA (Risk-Weighted Assets)
- Horizontal & Vertical Disallowance
- Stat 5 – Balance of NOSTRO / VOSTRO
- Supplier Credit
- Basel III
- CET-1 (Common Equity Tier 1)
- Mirror Account
- NPA Provision
- LC Case Study
- Deposit Rate
- Risk Management & Capital Requirements
- FEMA Definition
- LRS TCS Limits
- Annual Cap for TCS
- Semi-Annual BPV
- Provisions for Infrastructure Loans
- Cross-Currency Rule
- Most Seller Obligations – DDP
- Which Incoterm has highest seller responsibility?
- Strategic Risk
- Wilful Default Provision
- TREPS
- Other Liabilities – identify which item is NOT included
- Mergers & Acquisitions fall under which business line?
- Credit Risk, Market Risk & Other Risk
- Personal Loan & Consumer Loan Provisioning (Latest Guidelines)
- Profit/Loss on USD futures sold at 85 when maturity price is 87 or lower
- Interest Rate Effect
CAIIB BFM Exam 2025 Video Analysis – Shift 1
The detailed video of the CAIIB BFM Exam 2025 analysis shift 1 has been shared below for the candidates.
We hope you understood the difficulty level of the CAIIB BFM Exam 2025 after analyzing all the shifts. To read more about exam analysis, visit our Oliveboard website.
CAIIB BFM Exam 2025 Analysis FAQs
Ans. CAIIB BFM 2025 analysis will be shared once the exam is over.
Ans. Candidates require at least 50 marks in each exam, or candidates should get a minimum of 45 in each, and overall 50% marks to qualify.
CAIIB BFM Exam will be conducted in 3 shifts for candidates.
The complete exam analysis of CAIIB BFM is provided in this article.

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