Every year, IBPS conducts the Specialist Officer (SO) exam for posts like IT Officer, Agriculture Field Officer, Rajbhasha Adhikari, Law Officer, HR/Personnel Officer, and Marketing Officer. The exam has three phases: Prelims, Mains, and Interview. This article covers important technical questions for IBPS SO IT interviews along with simple answers.
What is the IBPS SO IT interview pattern?
Candidates who qualify Mains are called for an interview. The interview carries 100 marks, with minimum qualifying marks of 40% (35% for SC/ST/OBC/PWBD). The overall weightage is 80% for Mains and 20% for the interview. Candidates must qualify for both stages to be considered for final selection.
What is the role of an IT officer in a bank?
An IT officer manages the bank’s IT infrastructure and ensures smooth digital operations. They usually do not interact directly with the public.
- Install and configure software
- Maintain computer systems and networks
- Test and implement new technologies
- Ensure cybersecurity and data protection
What is vertical and horizontal software?
Vertical software is specific to an industry. Example: Guidewire for the insurance sector.
Horizontal software is general-purpose and used across industries. Example: MS Office, web browsers.
What is MIS in Indian banking?
MIS (Management Information System) is used to gather, process, and report data for decision-making and regulatory compliance.
- Generates reports at corporate or head office
- Supports management decisions
- Helps with regulatory reporting
Why is Aadhaar a unique identification number?
Aadhaar is a 12-digit unique number based on biometric and demographic data.
- Includes demographic info and photograph
- Comes with a secure, digitally signed QR code
- Used for identity verification in banking and government services
What is the significance of CAPTCHA?
CAPTCHA helps distinguish humans from automated bots.
- Random distorted text/images
- Prevents spam and automated attacks
- Common in login or registration forms
What is online banking?
Online banking, also called Internet or Web banking, allows customers to perform banking operations without visiting a branch.
- Balance checks, fund transfers, bill payments
- Mobile banking provides similar services on smartphones
What is NFC in banking?
NFC (Near Field Communication) is a short-range wireless technology for secure data transfer.
- Enables contactless payments
- Supports cardless ATM transactions
- Facilitates secure data exchange between devices
What is the difference between a firewall and antivirus?
A firewall monitors network traffic and blocks unauthorized data, while antivirus detects and removes malicious software.
- A firewall can be hardware or software; Antivirus is software
- A firewall deals mostly with external threats; Antivirus handles both internal and external threats
- Firewall filters data packets; Antivirus scans programs
What are DHCP and APIPA in networking?
DHCP (Dynamic Host Configuration Protocol) automatically assigns IP addresses to devices on a network. APIPA (Automatic Private IP Addressing) assigns IP addresses when DHCP is unavailable.
Which technology does FASTag use?
FASTag is an electronic toll system that uses RFID (Radio Frequency Identification).
- Automatically deducts toll charges
- Linked to bank accounts for seamless payments
What are abstraction and abstract classes in Java?
Abstraction shows only essential details while hiding unnecessary information.
An abstract class serves as a blueprint and cannot be instantiated.
What is the difference between “final,” “finally,” and “finalize” in Java?
- Final: Used with variables, methods, or classes to restrict modification
- Finally: A block executed after try/catch even if an exception occurs
- Finalize: Method called before object destruction to clean up resources
FAQs
Q1: What is the weightage of the IBPS SO IT interview?
A1: The interview carries 20% weightage in the final selection, while the Mains exam contributes 80%. Both stages are essential, and candidates must qualify in both to be considered for final allotment.
Q2: Do I need prior banking experience to apply for IBPS SO IT?
A2: No, both freshers and experienced candidates are eligible. Freshers may be asked about academic projects, while experienced candidates are usually asked about real-world projects handled in previous jobs.
Q3: Which topics are mostly asked in the IBPS SO IT technical interview?
A3: Important topics include Networking, Cybersecurity, Database Management Systems (DBMS), Operating Systems, Software Development Life Cycle (SDLC), Object-Oriented Programming (OOPS), Data Structures, and latest banking technologies like cloud computing, AI, and fintech.
Q4: How should I answer HR questions in the IBPS SO IT interview?
A4: Be honest, concise, and relevant. Highlight your interest in banking, link your IT skills to banking operations, avoid negative comments about previous organizations, and show long-term commitment. Prepare answers for common HR questions about education, career gaps, strengths, and weaknesses.
Q5: How can I prepare for the final days before the IBPS SO IT interview?
A5: Revise key technical concepts, practice explaining projects and IT topics aloud, review your resume, and prepare simple, banking-related examples. Focus on confidence, clear communication, and practical understanding rather than last-minute memorization.
Hi, I’m Tripti, a senior content writer at Oliveboard, where I manage blog content along with community engagement across platforms like Telegram and WhatsApp. With 3+ years of experience in content and SEO optimization related to banking exams, I have led content for popular exams like SSC, banking, railways, and state exams.
