Author: State Naukri

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1. What is the minimum Net Owned Fund (NOF) requirement for a Standalone Primary Dealer (SPD) as per RBI guidelines? ₹500 crore ₹1000 crore ₹150 crore ₹250 crore 2. What is the prescribed success ratio (minimum bidding commitment) for Primary Dealers in Treasury Bills auctions? 30% 40% 25% 50% 3. What is the minimum Net Owned Fund (NOF) required for banks acting as Primary Dealers? ₹1000 crore ₹500 crore ₹750 crore ₹150 crore 4. What is the minimum success ratio that Primary Dealers must achieve when they commit to half-yearly Cash Management Bills auctions? 30–35% 50–60% 20–25% 40–50% 5. The…

Expats lose millions every year buying real estate they don’t actually own. You wire the funds. The agent vanishes. Suddenly, you own nothing. The direct answer to protecting your capital is aggressive, uncompromising due diligence on the title and deeds before a single cent changes hands. Do not trust the glossy brochure. Verify the paperwork. People get stupid when they cross borders. A senior executive who would never sign a contract in London without three lawyers reviewing it will suddenly buy a beachfront villa in Costa Rica based entirely on a handshake and a colorful PDF. The overseas property market…

2 min readNew DelhiUpdated: May 15, 2026 07:13 PM IST The Central Board of Secondary Education (CBSE) has issued a clarification amid growing concerns and social media discussions over the Class 12 evaluation process, asserting that the On-Screen Marking (OSM) system is designed to ensure fairness, transparency and consistency in assessment, and is “not at fault” for students’ dissatisfaction with marks. In an official statement released after the declaration of CBSE Class 12 results, the Board said several posts had surfaced online questioning the evaluation process, particularly for subjects such as Physics, Chemistry, Biology and Mathematics. Responding to the criticism,…

Expats buy US real estate by securing an Individual Taxpayer Identification Number, structuring the purchase through a US-based Limited Liability Company, providing 30% to 40% in cash for a down payment, and employing international mortgage brokers who manually underwrite foreign income. You do not need an American passport to own American dirt. You need capital. Verifiable, legally sourced capital. The market does not care about your geographic location. It only respects liquidity. What is the Process for Non-Residents to Purchase American Homes? Buying property from another continent is an administrative nightmare. Most expats fail right out of the gate. They…

The economics make sense The positive side of this trend is easy to understand. The first and most obvious benefit is price. Non-hyperscale providers with excess capacity are often not carrying the same cost structures, margin expectations, or service packaging as the major cloud vendors. If they have unused GPUs, underutilized clusters, or stranded power and cooling resources, they may be willing to sell access at rates that are materially lower than the traditional cloud market. For enterprises under pressure to control AI and infrastructure costs, that matters. The second benefit is efficiency. If capacity already exists somewhere and can…

1. As per RBI guidelines, what is the minimum Common Equity Tier 1 (CET-1) capital requirement as a percentage of Total Risk Weighted Assets (RWA)? 4.5% 6.0% 5.5% 7.0% 2. What is the maximum permissible limit for Additional Tier 1 (AT1) capital as a percentage of Total RWA under RBI guidelines? 1.0% 1.5% 2.0% 2.5% 3. A bank’s Total RWA is ₹800 crore. What is the minimum Tier 1 Capital it must maintain as per RBI guidelines? ₹56 crore ₹44 crore ₹48 crore ₹72 crore 4. Under Basel III (RBI guidelines), what is the Minimum Total Capital (MTC) requirement as…

Most expats fund overseas property renovations through a combination of cash reserves, local secured bank loans, or equity release from a primary residence in their home country. Cross-border lending is a logistical nightmare. Local banks view foreign-earned income with extreme suspicion. You need immediate capital. You also need it structured legally within your new tax jurisdiction to avoid massive currency exchange penalties. Bringing a quarter-million dollars across borders triggers immediate institutional alarms. Governments want their cut. Capital flow is heavily monitored. What Is the Financial Reality of Foreign Property Markets? Buying the ruin is the cheap part. Rebuilding it breaks…

Adjunct Faculty-Lansing-AccountingWho we are: Davenport University is a private, non-profit university focused on offering a practical curriculum and the latest degree programs. Our graduates are prepared to exceed employer expectations, transform communities, and change lives. At Davenport, we believe every person may achieve his or her dream. Would you like to be part of our success? It all starts here!Donald W. Maine College of Business The College of Business prepares students for positions of leadership in both existing organizations and new ventures. We are proud of our reputation for academic rigor and quality programs resulting in strong…

Martin Heller is a contributing writer at InfoWorld. Formerly a web and Windows programming consultant, he developed databases, software, and websites from his office in Andover, Massachusetts, from 1986 to 2010. From 2010 to August of 2012, Martin was vice president of technology and education at Alpha Software. From March 2013 to January 2014, he was chairman of Tubifi, maker of a cloud-based video editor, having previously served as CEO. Martin is the author or co-author of nearly a dozen PC software packages and half a dozen Web applications. He is also the author of several books on Windows programming.…